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Solar Savings Calculator

Estimate how much a solar PV system could save each year, how much export income it may generate, and how long it could take to pay back the installation cost.

Calculator

The rated output of the panels. A typical UK home system is often around 3–5 kWp.

kWp
0.520

Expected annual electricity generated per kWp installed.

Your yearly electricity consumption before solar.

kWh/yr

The share of generated solar electricity used in the home rather than exported.

%

What you pay for grid electricity.

p/kWh

What you receive for each exported kWh.

p/kWh

Total upfront cost after any discounts or grants.

£

Optional yearly running cost allowance.

£ /yr

Used for the long-term savings projection.

%/yr

Annual performance reduction over time.

%/yr

How many years to model lifetime savings.

years

Carbon avoided per kWh of solar generation.

kg CO₂/kWh

Add a battery effect by increasing self-consumption and adding battery cost.

Estimated solar savings

First-year net benefit
Payback period
Lifetime profit
Annual generation
Bill saving
Export income
CO₂ avoided
First-year energy flow
Used directly in home
Exported to grid
Household demand covered
Financial breakdown
Avoided import cost
Export tariff income
Maintenance allowance
Gross installed cost
Total projected cash benefit

How the calculation works

The calculator first estimates annual generation from the solar array size and expected yield:

Annual generation = system size (kWp) × yield (kWh/kWp/year)

It then splits that generation between electricity used in the home and electricity exported to the grid. Electricity used at home saves money at your import rate. Exported electricity earns money at your export tariff.

First-year net benefit = bill saving + export income − annual maintenance

For the lifetime estimate, the model applies annual panel degradation and electricity price inflation each year, then subtracts the installation cost. This gives a practical long-term estimate rather than only a simple first-year figure.

Note: This calculator gives a planning estimate only. Real savings depend on roof orientation, shading, location, inverter performance, household usage pattern, tariff terms, installation quality and future electricity prices.

Ways to improve solar savings

  • Shift usage into daylight. Run washing machines, dishwashers and EV charging when the panels are producing.
  • Reduce shading. Even partial shading can cut generation significantly depending on the panel layout and inverter setup.
  • Compare export tariffs. A higher export rate can make a major difference if you send a lot of power back to the grid.
  • Consider battery timing carefully. Batteries can improve self-consumption, but the extra upfront cost can lengthen payback.
  • Size the system sensibly. Bigger systems produce more, but savings depend on how much energy you can use or export profitably.
  • Keep records. Smart meter and inverter data help you check whether the system performs as expected.

Common questions

What is self-consumption?
Self-consumption is the percentage of your solar electricity that you use directly in your home. It is usually more valuable than exporting because it offsets the higher import rate you would otherwise pay.
Does a battery always improve payback?
Not always. A battery normally increases self-consumption, but it also adds cost. It improves payback most when import prices are high, export prices are low, and the household uses a lot of electricity outside daylight hours.
Why does the calculator include degradation?
Solar panels usually produce slightly less electricity each year as they age. Including degradation makes the lifetime estimate more realistic than assuming the same output every year.
What does payback period mean?
Payback is the point where cumulative savings and export income have recovered the upfront installation cost. After that point, the system is effectively generating net financial benefit, ignoring future repair or replacement costs.

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